MHIC# 168718
5 Star Rated
Licensed Bonded and Insured
Insurance Claim Assistance
Workmanship Warranty
We Cover All Of Maryland
DON’T GUESS ABOUT STORM DAMAGE
Storm damage isn’t always obvious from the ground. Old School Roofing carefully inspects your roof, documents visible areas of concern, and prepares a clear estimate for the repairs your property may need. You’ll receive honest, straightforward information without pressure or promises about insurance coverage.
What to Do After a Storm
Stay Safe
Avoid climbing onto the roof or approaching fallen trees, damaged wiring, and unstable areas. Inspect visible damage only from a safe location.
Document Visible Damage
Take clear photographs of missing shingles, fallen debris, damaged gutters, siding damage, and interior leaks when it is safe to do so.
Contact Your Insurance Company
Report the suspected storm damage promptly and follow your insurance company’s instructions for opening and documenting the claim.
Schedule a Roof Inspection
Have Old School Roofing inspect the property, photograph visible areas of concern, and prepare a clear estimate for the repairs that may be needed.
HOW THE INSURANCE CLAIM PROCESS WORKS
Report the Damage
You contact your insurance company to report the damage and begin the claim process.
Adjuster Inspection
Your adjuster evaluates the property. We can answer questions about our photographs and estimate when requested.
Complete the Repairs
Once you authorize the project, we schedule the approved work and restore the damaged areas.
WHO HANDLES WHAT?
DON’T GUESS ABOUT STORM DAMAGE
Your deductible is the amount you pay toward covered repairs before insurance contributes. For example, with a $15,000 approved claim and a $1,000 deductible, you are generally responsible for $1,000.
Your insurer determines coverage, depreciation, and payment amounts based on your policy. Review whether your deductible is fixed or percentage-based before work begins.
Old School Roofing explains the project estimate, but your insurer makes all coverage and claim decisions.
Bestseller
Honest Help When Your Home Needs It Most
Storm damage can feel overwhelming. Old School Roofing provides clear information, honest recommendations, and experienced workmanship to help you move forward with confidence—without pressure or promises we cannot make.
Three Generations Family Owned
OSHA 30 Safety Training
30+ Years Construction Experience
Frequently asked questions
Should I contact Old School Roofing or my insurance company first?
You can contact us to inspect the visible damage, but the homeowner must report and file the claim directly with the insurance company.
Does an inspection guarantee that my claim will be approved?
No. We can document visible damage and prepare an estimate, but coverage and claim approval are determined by your insurance company and policy.
Will Old School Roofing negotiate my insurance claim?
No. We are not public adjusters and do not negotiate or interpret insurance claims. We can explain our inspection findings, construction scope, and estimate.
Am I responsible for paying my deductible?
Yes. Your deductible is the portion of the covered loss you are responsible for paying. It cannot legally be waived, absorbed, or rebated by a contractor.
What if the insurance estimate leaves out necessary work?
We can document construction-related items and prepare or update our estimate. Your insurance company will decide whether additional work is covered and approved.
Can I choose my own roofing company?
Homeowners can generally select their preferred roofing company, subject to their policy and any insurance-company requirements.
How long does the insurance claim process take?
Every claim is different. Timing depends on the insurance company, extent of damage, inspections, documentation, weather, and material availability.
What happens if my claim is denied?
Ask your insurance company for a written explanation and information about its review or appeal process. We can still provide an estimate for the necessary repairs, but we cannot interpret your policy.